I would like some advice on what I just paid for my new 2019 GTI SE. I had a 2019 Civic Si that I owed 22,600 on that was worth around 20 - 21k at trade in. I also qualified for the 0 interest for 72 month VW financing. The dealer told me I could get the internet price of 27,800 with 2.9 financing or 29,500 0 percent VW financing. With GAP insurance my OTD price was 32k including my negative equity from the Civic vs around 30k with the 2.9 financing. Did I make the right decision going with the 0 percent financing or could the dealer of went even lower and still offered me the 0 percent? Honestly this is my dream car and I have owned one before so I may of let my price negations slip a little bit. They made it sound like VW as a bank would not approve for the price to go any lower with the 0 percent financing offer.
7
Price Paid 2019 GTI SE with Experience package and DCC
- Thread starter Drikus
- Start date
Diggs24
Autocross Champion
- Location
- de plains! de plains!
- Car(s)
- 2015 GTI
JC_451
Autocross Champion
- Location
- NJ, one of the nice parts.
- Car(s)
- 2017 GTI Sport
In hindsight you may have been able to take their financing and the lower price and then just refinanced the note at a lower rate with your own bank or credit union.
32k OTD with eating the Si trade doesn't seem horrible though. I wouldn't beat myself up over it since you did get what you wanted.
32k OTD with eating the Si trade doesn't seem horrible though. I wouldn't beat myself up over it since you did get what you wanted.
vj123
Autocross Newbie
- Location
- The Detroit
- Car(s)
- 19 & 16 GTI - sold
Congrats and welcome.
FYI: https://www.golfmk7.com/forums/index.php?threads/the-official-post-your-deal-thread.320238/page-132
FYI: https://www.golfmk7.com/forums/index.php?threads/the-official-post-your-deal-thread.320238/page-132