I would like some advice on what I just paid for my new 2019 GTI SE. I had a 2019 Civic Si that I owed 22,600 on that was worth around 20 - 21k at trade in. I also qualified for the 0 interest for 72 month VW financing. The dealer told me I could get the internet price of 27,800 with 2.9 financing or 29,500 0 percent VW financing. With GAP insurance my OTD price was 32k including my negative equity from the Civic vs around 30k with the 2.9 financing. Did I make the right decision going with the 0 percent financing or could the dealer of went even lower and still offered me the 0 percent? Honestly this is my dream car and I have owned one before so I may of let my price negations slip a little bit. They made it sound like VW as a bank would not approve for the price to go any lower with the 0 percent financing offer.