I don't even use them for insurance, they couldn't beat my current provider. I have heard that USAA is great to deal with if you actually need a big claim paid out, though. Navy Federal, otoh, has had amazing rates. Shitty now, but always better than everyone else.I hate these "perks". Here's a perk, lower my rates. USAA isn't the only company guilty of this.
But thanks for the pointer.