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- Location
- Republic of Texas
Golf R is classified as a regular Golf by most insurance companies and is cheaper to insurance than a GTI (as reported by several owners).
My insurance went UP going from a GTI to a Golf R.
I can confirm that USAA definitely recognizes it as a different car from a standard Golf.
I was toying with the idea of moving up from my 2018 S to a new Spektrum Golf R. Not only would it have cost roughly $24K after taxes to make the move but my insurance would have gone up another $70/month.
As much I would like a R that's a hard pass. Decided to take that $24K and buy a brand new sport Miata instead.