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Old 01-29-2018, 10:16 AM   #69
derekjl
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Quote:
Originally Posted by MSchott View Post
It would help to know where you live.


Upstate NY.


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Old 01-29-2018, 10:19 AM   #70
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The only way this thread would be relevant is if everyone had the same coverage. Someone saying “I pay $3000 a year” could have the minimum required coverage whereas someone saying “I pay $1400 a year” could have hundreds of thousands in coverage if not more.


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Old 01-29-2018, 02:43 PM   #71
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I think insurance rates also take into account risk of personal injury. Have no solid proof other than my 08 Honda Fit was $100 more to insure than my 12 Mazda CX9. CX9 was more than double the price new of the Honda. Maybe parts were comparable. Definitely not cheaper on the CX9. Only thing I could think of was maybe safety rating and risk to passengers since Fit had a terrible safety rating.
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Old 01-29-2018, 02:51 PM   #72
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Holy crap OP. Thats insane.

I am 29, live in Atlanta (some of the highest insurance rates in the south) and for 2 cars we pay $2400 a YEAR. That's with 100/300/50, $1000 collision deductible and $0 comp deductible.

The wife has 0 claims or tickets, I have 3 not at fault claims. Got hit at a red light, a bunny decided to end its life on my bumper, and I got rear ended.
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Old 01-29-2018, 02:53 PM   #73
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Quote:
Originally Posted by Antonioni fasano View Post
Hello eveyone, I am looking to buy a MK7 GTI, and been looking into some insurance companies in Chicago! I am 19, and they want to me to pay 2500 for 5 months!! How fucking insane is that? Is this correct for my age and the car I want to be driving or it is just way to much?
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It's got nothing to do with the car and everything to do with you. What I mean is your insurance will be high no matter the car. My 2015 GTI insurance is 371 for 6 months. My wife's 2010 escape is on the same policy and is 269. The difference I would say is entirely due to the value of the vehicles.
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Old 01-29-2018, 02:53 PM   #74
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Originally Posted by Gibberoni View Post
Holy crap OP. Thats insane.

I am 29, live in Atlanta (some of the highest insurance rates in the south) and for 2 cars we pay $2400 a YEAR. That's with 100/300/50, $1000 collision deductible and $0 comp deductible.

The wife has 0 claims or tickets, I have 3 not at fault claims. Got hit at a red light, a bunny decided to end its life on my bumper, and I got rear ended.
suicidal bunny!!
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Old 01-29-2018, 03:32 PM   #75
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Quote:
Originally Posted by russiankid View Post
GTI and R are both marked down as a Golf in the US when insured.
But it's cheaper to insure the R vs the GTI when I was shopping around
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Old 01-29-2018, 04:43 PM   #76
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I just switched from '08 Mazdaspeed 3 to a '17 GTI and was surprised that my rate went up roughly 20%. I presume that it's considered higher risk, and parts are more expensive.
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Old 01-29-2018, 05:49 PM   #77
Strange Mud
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Kinda what Derek said (tried quoting but had issues)

I'd change it to there is no way to easily compare quotes.

drivers/coverage/location all affect your rates. Even your education (ie grad or not) will affect your rates. Each insurer rates these things different. Get multiple quotes from different sellers (oh yeah slow down AND stay in school)
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Old 01-29-2018, 05:51 PM   #78
Diggs24
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Credit rating impacts it as well. It's like car purchase taxes. It is what it is. Don't like it? Move.
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Old 01-29-2018, 06:12 PM   #79
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+1 You are probably in the highest risk group in general.

I pay 2K every 6 months for 4 cars but i'm mid 30's, own a house, clean record, tier 1 credit etc.
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Old 01-29-2018, 06:21 PM   #80
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Originally Posted by armedferret View Post
Strange, I report for duty every day on an installation with TENS of thousands of servicemembers and nearly all of us drive our cars every day.
He's fresh meat. They need fresh meat in theater.
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(Mostly) Posted by Josh/AWE. Flapper valves are open at idle, close after 1100 RPM during part throttle. Full throttle 1st-4th gear the valves open until throttle let off. 4th gear, 1500 RPM to full throttle closed, closed until 3500 RPM, then open until lift off throttle.
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Old 01-29-2018, 06:25 PM   #81
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Did the OP ever follow up? I'm too lazy to read through all the posts.
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(Mostly) Posted by Josh/AWE. Flapper valves are open at idle, close after 1100 RPM during part throttle. Full throttle 1st-4th gear the valves open until throttle let off. 4th gear, 1500 RPM to full throttle closed, closed until 3500 RPM, then open until lift off throttle.
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