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VW Financing Rates?

RobDMB

Passed Driver's Ed
Location
PA
Close to purchasing a new VW Golf R. Was wondering what kind of financing rates people are receiving. Specifically what kind of rates are expected for top-tier credit at both 60 and 72 months? Thanks.
 

Diggs24

Autocross Champion
Location
de plains! de plains!
Car(s)
2015 GTI; 2003 Saab
For an R there is nothing from VW. Basically they will beat whatever you bring. Typical 60 month rates are 2.5% or so for new cars through a credit union (taking mine for an example), so expect something around there.
 

BigDan

Ready to race!
I just received 3.9.... VW has a 2.9 but dealer claims they cant discount the car as much. Mine was for $0 down 72 months
This is True. Its best to come to the table with your own pre approved loan.... you can negotiate a better deal. Thats how 2.5% can beat out 0% from VW.
 

Mk72015

Ready to race!
Location
N/A
VW offered me 2.8 for 72 months, my bank got me for 2.1 for 72 months
 

Armystrong

Passed Driver's Ed
Location
Bonney Lake WA
GTI SE...Loan amount $9500
1.9% for 12 months
Credit Score plays a huge factor because originally I was quoted with 3.9% Apr then they did my credit check and well it went to 1.9% through VW. Signed for financing on 31 Jan 2017.
 

RobDMB

Passed Driver's Ed
Location
PA
Looked around online and seems like for top credit the best 72 month rates are like 2.99%.
 

cW6mT mKviGTi

Ready to race!
Location
Massapequa, NY
Zero down on my car, 72 month loan @ 1.9 % with capital one auto finance.

When you do fill out the credit app, make as many inquiries as possible within the 2 week period (banks, credit unions, etc.). It only hits your score as one inquiry as long as its within that window.

Sent from my SM-G935T using Tapatalk
 

Eury

Passed Driver's Ed
Location
Nottingham NH
Watch the VW rates. When I bought my GTI in November, they had .9%. However, taking that rate meant that I'd have to give up another promotion worth $2500 or so. I saved a bunch of money by going with a local credit union for 2.09%.
 
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