Well, I'd almost certainly opt for the next tier which is $2870 for 5yrs/45k miles ($2545 after subtracting the value of included oil changes) as a way better value. But point taken.$2200 for just 3 yr/30k more coverage? That sounds insane.
I guess it comes down to whether the fine print mentions anything about exclusion of pre-existing issues. It might very well not, since they'd have no way to enforce it.I'd have ZERO qualms about waiting the 30 days than having the radio covered under it.