and a question: can you talk me out of my irrational fear of hub rings? I have never actually used them. It just seems like it's adding for the potential for something to be slightly off kilter. If there a particular type (metal/composite) that's better?
The end result is that I've really limited my wheel choices.
Absolutely!
(going to put more info out here than you probably need)
Factory wheels are hub centric, which means when the wheel sits flush against the brake rotor the hub lip is contacted 360 degrees around evenly by the wheel, centering it. When the bolts are fastened, it clamps the wheel to the hub perfectly (as perfect as it gets at least) to reduce any vibrations.
Aftermarket wheels aim to do this exact thing, but since there can be 10 vehicles for one wheel style, the center bore is machined larger and sized down to match your application by a ring. You install the wheel the exact same way, and that hub ring creates the same centering effect.
It's been said before but bears repeating, once the wheel is torqued down there is no load on the hub. It's only used to center the wheel for mounting.
I've always said that if you buy a correctly sized hub ring that is built correctly and your wheel is compatible with hub centric rings, you're fine! I can't speak for all manufacturers but the poly rings I work with for the most part are all injection molded and QC'd with very low tolerance go/no go gauges. Very repeatable process with low margin of error.
I have heard horror stories about 3 sets of rings tried, and 2 different shops road force balancing the wheels and nothing cured a 62 mph vibration. That was really common in first gen Miatas actually, because the cars chassis had a frequency it would vibrate at. Had nothing to do with wheels. Wheels can be cast poorly and way out of balance, tires can need to be rotated to use less weights, tire techs can make mistakes, there are a lot of variables. Just know that for a few decades aftermarket wheels have been installed this way and it's still going strong. If there were an actual fault or safety issue with this method you can believe someone would have sued the pants off of everyone involved.
The only other things you need to consider would be material. General recommendation is plastic or aluminum for a daily driven car (prices aren't that different now but it used to be 3-4 times as much for aluminum rings vs. plastic), plastic or a lot of anti-seize on aluminum rings if corrosion is a concern, and aluminum only if you track your car for heat concerns. A ring is a ring is a ring unless you have specific concerns.