Acadia18
Autocross Champion
- Location
- The Greater Boston Metropolitan Area
- Car(s)
- 2019 Golf R
Kill off any CC balances you've got open as well, or at the very least make sure they're not above 20% utilization.
That's where they usually sit.
Kill off any CC balances you've got open as well, or at the very least make sure they're not above 20% utilization.
post you linkIt really cleans up the place. Gets rid of the hideous red battery lol.
post you link
Supposedly Pentagon FCU is doing stupid good rates right now. You probably know, but also try to wait for your score to jump per reflection of that loan being paid off. Every little bit helps. Also like DTFD said, CC utilization under 20% will also increase your approval rates a little. If you can't do 20%, then no more than 35% is the magic number.Got the notification that my loan for the MK7 R was paid off. Now to just wait a few weeks for that to be reflected on my credit report, and can shop for a refinance on the 7.5 R loan. In theory, my report showing a lower DTI ratio should yield better rates when shopping for a refi.
Also check which bureau your CU pulls, I believe navy fed can pull any of them, so I'd wait til all 3 process any loan updates personally. PenFed is also quite good (and a bit easier on eligibility).Supposedly Pentagon FCU is doing stupid good rates right now. You probably know, but also try to wait for your score to jump per reflection of that loan being paid off. Every little bit helps. Also like DTFD said, CC utilization under 20% will also increase your approval rates a little. If you can't do 20%, then no more than 35% is the magic number.
damn you got got