vj123
Autocross Newbie
- Location
- The Detroit
- Car(s)
- 19 & 16 GTI - sold
That pricing was for an SE and not an S? That's insanely low.
Its not a GTI, regular Golf.
That pricing was for an SE and not an S? That's insanely low.
Okay. That makes sense!Its not a GTI, regular Golf.
GOLF SE...not GTI
Dammit I guess I have GTI on the brain!
Haha... $19,xxx for a 2017 GTI SE!!! Almost shat my pants. Golf SE... got it.
Even then, that's an awesome deal. I paid $18,800 for an S wagon and would have happily shelled out another grand to step up to an SE.
So why didn't you finance - and pay it off in three months?They offered to sell me this car, which is still for sale, at the internet price. This was a cash value i believe.
With taxes and fees, It was 21,500 OTD.
If financed, I could have gotten the car down to $20,500 OTD. For a GTI S, that is a steal of a deal.
https://www.tetonvw.com/new-Idaho+Falls-2017-Volkswagen-Golf+GTI-S-3VW4T7AU5HM049218
So why didn't you finance - and pay it off in three months?
I did finance and i didn't buy that car. I bought an SE. And I plan to pay it off early.
Did you read the loan contract to see if there was an early payoff penalty?
Did you read the loan contract to see if there was an early payoff penalty?
https://www.carsdirect.com/auto-loans/understanding-car-loan-prepayment-penalties
Even if there is a penalty, it's usually cheaper to suck it up. This was broken down on another manufacturer forum where the penalty was $75 to pay off early, but the interest with the dealer financing charged on a $30k car was $700 when you could supposedly pay off with no penalty. That's insane and paying off is obviously the much better deal.
Just remember, at the beginning of a loan, it's all or mostly interest payments. Dealers would love to string that out for 6 months on each and every vehicle if they could.
I could have saved $3,547 by going with the Sports Trim. :/
Essentially, I am paying $3,547 for leather seats, premium audio, rain sensing wipers, moon roof, fog lights...right?
Do you think i made the right choice? I think I paid $1,000 too much for the above features.