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$2500 to get an insurance on my GTI?????

dood.

Drag Racing Champion
Location
Seattle
Car(s)
2017 GTI S DSG
What about getting a nice, clean used MK6? Might be worth getting an insurance quote to see if it fits your budget better.


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SkiZZy1

Passed Driver's Ed
Location
Las Vegas, NV
Im 31, more accidents and speeding tickets than I can count on both hands, 81 a month for full coverage haha... I remember looking when I was 19-20 and they wanted about the same...it was insane. By yourself a golf instead and when you hit 26ish your rates will drop

This, buy a Golf for even cheaper, pick up an is20 for around $350 and boom you stuck it to the man.
 

heiney9

Go Kart Champion
Location
Illinois
Car(s)
2017 GTi Sport DSG
I'm afraid age is against you. Although I think over $5K a year is ridiculous for a GTi. There must be something you're not telling us.

I'm 51 my insurance is $510/yr. on my MK7 and $395/yr. for my MK5. Not a fair comparison however because of the age difference.
 

ElectricEye

Autocross Newbie
Location
Central NJ
Age certainly works against the OP.
Location means a lot as well.
My rates dropped by over $50.00 per month when I moved from Staten Island to central NJ two years ago.
My rates would be lower, but my wife brings them up :mad: due to her bad credit and a fender bender she had a couple of years ago.
 

heiney9

Go Kart Champion
Location
Illinois
Car(s)
2017 GTi Sport DSG
Yes, location has A LOT to do with it also.
 

MonkeyMD

Autocross Champion
Can't stress this enough. Shop around. Get a quote from every insurance company you can think of.

Just from moving from one company to another, I dropped from $2400 to $1300 per year. Of course that's with 2 accidents (not mine)

Also, the things that you can control on application like parking situation, purpose of car, miles driven...control them.

You can't fix driving record, gender, age, location. Well I guess you could, but that's a whole other topic.
 

russiankid

Drag Race Newbie
Location
PA
Location and age. You're basically paying the insurance company higher premium because of other drivers as well aka location.

Edit: I pay $600/annual for my GTI and I am 27.
 
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armedferret

Ready to race!
Location
MD
Qualifying for USAA would certainly help, but you would need to enlist. But then you wouldn't get to drive your own car much.

Strange, I report for duty every day on an installation with TENS of thousands of servicemembers and nearly all of us drive our cars every day.
 

XM_Rocks

Autocross Newbie
Location
Austin, TX
Can't stress this enough. Shop around. Get a quote from every insurance company you can think of.

Just from moving from one company to another, I dropped from $2400 to $1300 per year. Of course that's with 2 accidents (not mine)

Also, the things that you can control on application like parking situation, purpose of car, miles driven...control them.

You can't fix driving record, gender, age, location. Well I guess you could, but that's a whole other topic.

^ this

You can also use an insurance broker.
 

tcabrino

Passed Driver's Ed
Location
Indiana, USA
Car(s)
MK7.5 Rabbit
I got mine when I was 19, but only had my license for a year as I only moved to the US when I was 18. Mine was that or even more for 6 months. I drove without collision insurance so it could be cheaper. Don't drive the car much so can be cautious about it.
 

nusko

Passed Driver's Ed
Location
Quebec/canada
Im 19, no tickets/accident. I live in a city very close to Montreal. I own a 2017 gti and i pay 124$ cad per month(94usd). Ive only had my driving lisence for a years and a half. 2500 for 6 month is unreal. You should check with other insurance companies.

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Gibberoni

Ready to race!
Location
Simpsonville, SC
For sure get a quote! I do it every 6 months to make sure I am getting the best rate. I was actually on the phone for about an hour yesterday with different companies, and I got the below quotes for the same coverage (100/300 with $1000 collision and $0 comp), but keep in mind this was for 2 drivers and 2 cars (15 GTI and 16 Jetta)

State Farm: $175/m
Progressive: $220/m
Geico: $300/m
Amico: $2,000/m (yeah, thats right, $24K a year.... the guy had no idea what was up with that)
Nationwide: $500/m

All of this in Atlanta and no at fault claims on either car.
 
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